Sacramento Mobile Notary Public 2013
Certified Loan Signing Agent - Spanish Translation - Apostille - Fingerprinting


30-year fixed mortgage rate on Zillow Mortgage Marketplace down

by Sergio Musetti on 08/27/13

30-year fixed mortgage rate on Zillow Mortgage Marketplace down

Rates Drop to 4.37 Percent on Zillow Marketplace

Tue, 2013-08-27 18:02 — NationalMortgag…


House for Sale Pic

The 30-year fixed mortgage rate on Zillow Mortgage Marketplace hit 4.37 percent for the week, down 15 basis points from 4.52 percent at this time last week. The 30-year fixed mortgage rate hovered between 4.56 and 4.48 percent for the majority of the week before steadily declining near the current rate during the weekend.

“Mortgage rates retreated late last week on a significant drop in new homes sales and weaker-than-expected manufacturing data,” said Erin Lantz, director of Zillow Mortgage Marketplace. “This week, if scheduled economic reports reveal additional downbeat economic data, rates could drift even lower heading into the Labor Day weekend.”

Zillow’s real-time mortgage rates are based on thousands of custom mortgage quotes submitted daily to anonymous borrowers on the Zillow Mortgage Marketplace site, and reflect the most recent changes in the market. These are not marketing rates, or a weekly survey.

The rate for a 15-year fixed home loan is currently 3.34 percent, while the rate for a 5-1 adjustable-rate mortgage (ARM) is 3.12 percent. More

Loan Questions. Difference between Pre-qualification and Pre-approval

by Sergio Musetti on 08/25/13

August 25, 2013

People often believe that pre-qualifying for a loan or being pre-approved for financing mean the same thing. However, pre-approval entails making a stronger commitment to a buying a property, albeit tentative. Pre-qualification is simply the step you take before you conduct a real estate search to see how much house you can afford to buy. To pre-qualify for a loan then, you need to sit down with the lender and provide him with your income and debt information and an estimated down payment amount. Pre-qualifying helps get the ball rolling when you are looking for real estate.

On the other hand, when you apply for pre-approval, you must provide the lender with documentation that details your salary, debt load, and assets. While the process of pre-qualification is free, an application fee is assessed for pre-approval. Your credit information will be run as well. 

However, just because you obtain pre-approval still does not mean that you can automatically obtain financing. Funding will only be officially approved once a title search is conducted and an appraisal on the property is made. 

That's where we can help. If you are serious about buying a house, contact our company today. You can obtain further details by phoning us or visiting us online. We look forward to helping you realize your real estate dreams.

Long form loan application, short form, Spanish loan application:  More information or need to Refer someone? Click here



Darin Marquardt, Mortgage Consultant
Big Valley Mortgage
Senior Loan Officer, DRE License #01201281 | NMLS # 247350


Darin Marquardt has been a Mortgage Consultant / Senior Loan Officer for more than fifteen years helping thousands of families obtain their mortgage financing goals. He has a strong passion for real estate, and enjoys working with, and educating, everyone from first-time buyers up to real estate investors seeking creative financing. He especially enjoys supporting and helping real estate agents in their desire to build their businesses in the Elk Grove and greater Sacramento community. Darin has been a Sacramento real estate professional for more than 10 years, with his lovely wife, Wendy, daughter Morgan, along with two horses, two dogs, a cat and a pond full of fish. In his spare time he enjoys working outside with animals and in his gardens, tackling small remodeling projects, and working on classic cars. Darin specializes in conventional, FHA and VA financing and takes pride in providing efficient, courteous and on-time performance. He works diligently to provide clients with the optimum home loan for their specific needs, and looks forward to helping you or your friends and family in the years to come.

BRE #01201281 | NMLS #247350



Sacramento Spanish mobile Notary Signing Agent  -  Apostille Service -  California Mobile Notary NetworkBusiness Opportunity Network Marketing

Apostilla en California. Legalizacion de documentos para España.

by Sergio Musetti on 08/23/13

Si tiene un documento originado en California y lo necesita legalizar (Apostilla) para usarlo en Espana, nosotros los procesamos el mismo dia que recibimos sus documentos notarizados.

Si el documento esta en ingles nosotros podemos traducirlo al español, certificarlo, notariarlo y finalmente apostillarlo y en enviarlo a sus direccion en Estados Unidos o España por Fedex Priority (al dia siguiente).

Documentos que se pueden apostillar: Cartas de poder, certificados de nacimiento, matrimonio, divorcio, defuncion, legales, bienes raices, financieros, de negocios, personales.

Apostillamos el mismo dia que recibimos sus documentos. 

Detalles para obtener una Apostilla con nuestro servicio.

Mas Informacion:
Sergio Musetti
California Mobile Notary Network
Telefono +1-707-992-5551
Skype: spanishvoice
3323 Watt Ave, #188
Sacramento, CA 95821
United States

Notary Training

by Sergio Musetti on 07/29/13

Jul 29, 2013.

As part as an effort to minimize errors, improve process, make the closing process a positive experience for borrowers and lenders, several settlement, escrow, title companies are requiring not only a certification from the Notary Signing Agent but also additional trainings.

Title Source started the training of different areas of the loan package, 1003 loan application, ethics, signing process, etc.


Sacramento Mortgage

by Sergio Musetti on 07/07/13

When you research Mortgage originator in Sacramento first you get a mortgage job offer. Companies have ways to get a job listings in front of millions of candidates; for example Ziprecruiterr's web-based platform streamlines the hiring process by enabling companies to post a job on 40+ leading job boards with one click and manage all applicants through a simple online interface. By providing a central location for finding, screening and tracking applicants, ZipRecruiter empowers employers to quickly make the best hiring decisions, at a fraction of the cost of traditional job boards. 100,000+ businesses have used them for hiring, AT&T, Burger King, Marriott, Netflix Ford, Pet Smart, Cacy's, Verizon, Amazon, AAA, Applebee's, Target, Starbucks, H&R Block, Allstate insurance, Wells Fargo, Stanford University, Paypal, Dell,, Aveda, Volkswagen, etc.


Post your jobs free with ZipRecruiter!

Apostille service, Sacramento mobile Notary, certified Signing agent, loan signing, Spanish translation.,, Sergio Musetti Tel 1-707-992-5551
Apostille Service, Spanish Translation, Sacramento Mobile Notary Signing Agent, California Mobile Notary Network. Sergio Musetti Tel 916-550-0007 Mobile 1-707-992-5551,